There is More to Finance than a Low Interest Rate

Have you ever been lured into a purchase where advertising of low or zero rates have sparked your interest and influenced your decision?

  • Many business purchases are decided by the lowest interest rate without realising the overall impact on your business.

  • Often these purchases can actually result in a negative cashflow.

This can be especially relevant if you purchase outright or have repayments based over a short term period, leaving you short in capital to run the day to day aspects of your business or your ability to expand.

If the actual ‘economic life’ of the vehicle, machinery or equipment, along with understanding your intended use of the asset is taken into consideration and aligned with setting the finance structure, then often your finance can be extended out over a longer monthly period, often in conjunction with a balloon payment at the end of term. This in turn reduces your monthly instalments and leaves more cash in your business, allowing you to make better decisions in the growth and direction of your business.

To find out how to get your finance and assets working FOR you, contact Donna or Kelly NOW!

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